Loan Officer
Location: Wilmington Delaware
Description: Fairway Independent Mortgage Corporation is employing Loan Officer right now, this occupation will be placed in Delaware. More details about this occupation opportunity kindly see the descriptions. At Fairway we understand that the sales team, or The Street', is our front line and the true driving force for our company. We continuously strive to create an amazing experience for the Loan Originator. Our horizontal management structure and regionalized model allows for less bureaucracy, quicker decisions and turn times. We are a team oriented, sales minded organization that truly respects The Streets' needs. Everything at Fairwayâ€"from the systems to the culture to the corporate support staffâ€"allows each of our team members to grow in the mortgage industry. As part of the Fairway tea! m, youll have access to:
# 12 Ranked Mortgage Banking! Firm (2012)
Fastest Turn Times in the Industry
Focus on Quality and Compliance
Consistent, honest communication from Fairway leadership
Comprehensive Suite of Products & Programs
Exceptional Marketing Programs, Tools & Support
Fannie Direct
Becoming a certified Military Mortgage Specialist, a designation only Fairway employees are eligible to receive
The role of a Loan Originator is to proactively market and originate mortgage loan products in order to meet individual productivity and quality goals while representing Fairway Independent Mortgage. The Loan Originator will maintain existing client relationships as well as identify and develop potential new customer opportunities.
Essential Job Functions :
Establish, develop and maintain referral network of real estate agents, builders, and other professionals who can provide on-going sources of business referrals
Make sales calls on potential or existing customers ! in order to develop new business and/or retain existing business
Keep informed of trends, competitors, changes and developments in the local real estate market
Develop marketing plan to meet and exceed Fairways goals for loan quality and productivity
Maintains knowledge of all Fairway policies and guidelines and understanding of all company products
Stay informed with changing rules, regulations and guidelines from FNMA, FHLMC, FHA, and VA in addition to other investors and agencies
Advise consumers of Fairways lending guidelines and procedures
Negotiate price, terms, and conditions with mortgages
Essential Job Functions :
Establish, develop and maintain referral network of real estate agents, builders, and other professionals who can provide on-going sources of business referrals
Make sales calls on potential or existing customers in order to develop new business and/or retain existing business
Keep informed of trends, co! mpetitors, changes and developments in the local real estate market
Maintains knowledge of all Fairway policies and guidelines and understanding of all company products
Stay informed with changing rules, regulations and guidelines from FNMA, FHLMC, FHA, and VA in addition to other investors and agencies
Advise consumers of Fairways lending guidelines and procedures
Negotiate price, terms, and conditions with mortgages
Required Education/Experience :
All Loan Originators must have an active license with Fairway Independent Mortgage Corporation through the NMLS for every state in which they conduct business before representing themselves as a Mortgage Loan Originator.
High school diploma or GED required, college degree preferred
Must be SAFE Act Compliant and a licensed loan originator in the state in which loans are being originated
Knowledge of conventional and government (FHA/VA) lending requireme! nts
Experience must include the following Retail Loan Origination / Sales experience:
Ideal candidate will possess a minimum of 2+ years of recent origination experience, in Mortgage Banking and MUST have a consistent source of referral based business from realtors, builders, attorneys, financial professionals, etc.
Must have proven loan origination documented from the last 2 consecutive years
Ability to prioritize workload and handle a pipeline of loans
Required Knowledge, Skills, and Abilities:
Knowledge of conventional and government (FHA\VA) lending requirements
Knowledge of processing/underwriting/closing requirements
Knowledge of federal and state regulations, where applicable, governing real estate lending
Knowledge of Microsoft Office programs to include Microsoft Word, Excel, PowerPoint, Outlook
Excellent verbal and written communication skills and presentation skills
Ability to build quality client relationsh! ips
Excellent customer service skills
Acts as a team player
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If you were eligible to this occupation, please email us your resume, with salary requirements and a resume to Fairway Independent Mortgage Corporation.
If you interested on this occupation just click on the Apply button, you will be redirected to the official website
This occupation starts available on: Wed, 01 Jan 2014 10:25:22 GMT